The Republic Group of Companies | Financial Services

Republic Capital Management, S.A., a subsidiary of Republic

Financial Group, is a Broker / Dealer of financial assets, specializing

in buying and selling performing, sub-performing, non-performing,

and charged off portfolios of consumer and commercial finance

receivables, as well as, the purchase and recovery of civil judgments.

Republic Capital Management, S.A., is a leading purchaser of

commercial and consumer charged-off and non-performing finance

receivables. These assets are purchased in the form of large

portfolios from credit originators, such as, manufacturers, shippers,

distributors, utilities, wholesalers, and retailers.

Selling charged-off accounts immediately impacts the Seller's bottom

line with an infusion of cash from otherwise nonproductive accounts.

Liquidating distressed and dormant accounts also facilitates creditors

recovery goals, reduces administrative costs, and limits potential

liability. The portfolios purchased typically consist of an aggregate

portfolio amount of from $500 thousand to $50 million dollars. Pricing

is dependent upon the age of the accounts, geographic location, size

of the portfolio, and amount of back-up data available.

Broker / Dealer of Financial Assets The criteria for purchasing nonperforming

commercial finance receivables are: • The account has been charged off, or inactive in excess

of 90 days.

• The debtor company is a viable, operating business.

• The debt is valid without contingencies.

• The receivables are within the statue of limitations.

• The supporting documentation for the debt can be

provided, and may include copies of invoices, information

on the debtor and any relevant correspondence.

Civil Judgments: The firm also purchases business and personal recorded civil judgments in all jurisdictions, preferably in portfolios from creditors, however,

individual judgments are considered on a case by case basis, and the purchase is dependent upon the amount and age of the judgment. In

addition, we also recover judgments on a contingent or joint venture basis.

Ability to collect past due debt over time